I come here as my last resort as I am very embarrassed to ask my friends and family for help as I'm not the type that want anyone to see my struggles or worry about me as I know everyone else is just barely surviving. I'm use to putting a persona like everything is okay in my life as I try to dress nice, and always putting that smile on my face like I'm feeling confident. I really hate this feeling of drowning in debt especially the interest rates isn't helping much to bring down the amount owed.I really miss having a savings account and cash flow so I can achieve goals such as retirement and help my kids go to college. It started in January 2013, I had a car accident which broke my right forearm arm that required 6 screws which I had medical bills. My husband at the time, was charged with murder as it was a self defense. I was the sole provider working while we were drowning in attorney fees. Our kids had to suffer of us having to do less things than other kids. While waiting for a trial that year I was wrongfully fired in March 2018 as I worked at my company at the time for 13 years. While my union was out fighting to get my job back, I was having a difficult time getting a job and still waiting for my husband's trial. I became was clinically depressed which made it really hard to job search and be there for my husband and kids. My father financially supported my family with everything throughout the time I finally received word that I won my Arbitration as I got my job back in Oct 2020. I was relieved that I was able to pay my father back from my backpay my employer owed me. But another unexpected tragedy hit my family again when my dad was admitted in the hospital with COVID pneumonia and he passed away to be with our loving Lord Dec 2020😭. And then a failed marriage which my dad paid for the attorney I endured more debt to my father. I started my job again with high hopes as I thought my union was going to fight for 3 years compensation of my back pay. The union plain gave up on me and said they can't help me although I had proof of some work and job search. The union made me feel I should just be happy they got my job back although I was wrongfully terminated and that should be good enough help. Moving forward today, I decided to talk to an attorney and found out I could of gotten 100 percent of my back pay without the union. I felt soooo robbed because there is time of statue of filing against my employer and my union giving me really bad advice thinking I had no chance although it stated in the contract. That money that I owed my dad was supposed to go towards my family inheritance that was in his will. I had no choice to get lots of loans and credit card debt to pay some family that what was deserved from my father's inheritance and I'm still not done. My total debt I am currently in is about 60k.