My name is Jacki, and I am reaching out during one of the hardest seasons of my life. After twenty‑three years with the same company, I’ve always taken pride in working hard, paying my bills, and standing on my own two feet. But now, I’m facing a medically necessary hip replacement that has changed everything.Because of the pain and limited mobility, I’ve been placed on short‑term disability. My income has been cut nearly in half, and even though I’m doing everything I can to stay afloat, it simply isn’t enough. I live alone and support myself completely, and this sudden drop in income has caused me to fall behind on essential bills — rent, electric, car insurance, and my car payment. These are the basics I need to keep a roof over my head, keep the lights on, and get to my medical appointments.I’m not someone who likes asking for help, but right now, I don’t have another option. I want to get through my surgery, complete my therapy, and return to full‑time work as soon as I’m medically able. I just need help bridging the gap so I don’t lose everything I’ve worked so hard to maintain.Any support during this time will go directly toward keeping my home stable, keeping my utilities on, and keeping my transportation secure while I recover. Your kindness will help me stay on my feet — literally and financially — until I can get back to work and regain my independence.Thank you for taking the time to read my story and for any help you’re able to give. It truly means more than I can express.